monobank Black Card

For personal and credit funds

Card Benefits

Free Card

Opening

Plus free card maintenance

Credit Limit

Up to ₴200,000

To cover all your needs

Grace Period

Up to 62 Days

Zero interest during this time

Easy limit

Management

For Card, Installment Plan, and Split Payments

Card in a Few Steps

You’ll need: 2 minutes, your phone, and… that’s it!

Install the App

Download monobank from the App Store or Google Play

Verify Your Identity

Take a photo of yourself, your passport and tax ID, or upload documents from Diia

Done! The Card is Yours!

Now use your virtual card however you like. Or order a physical one — we’ll deliver it quickly

  • Install the App

    Download monobank from the App Store or Google Play

  • Verify Your Identity

    Take a photo of yourself, your passport and tax ID, or upload documents from Diia

  • Done! The Card is Yours!

    Now use your virtual card however you like. Or order a physical one — we’ll deliver it quickly

monobank means
convenience

No fees, done in minutes

Bill Payments

Utilities and fines with no fees using credit funds

Cashback up to 20%

Pick two cashback categories, plus extra partner offers monthly

Split Payments

Split your purchase into easy payments

Installment Plan

Convert any spending to installments — money returns to your card instantly

IBAN Payments

Make them as easily as card transfers

Contact Book

Send money or top up mobile for people from your contacts

Unique Card Design for Apple and Google Pay

Add your avatar or choose from available skins

Credit Calculator

Calculate your total credit cost

2500
Choose a card
Black
Platinum
IRON
Amount
2 500 ₴
2 500 ₴500 000 ₴
Term
3 mos.
3 mos.36 mos.
Total cost
0 ₴
Minimum payment
0 ₴
First payment date
Till
Total loan cost
0 ₴
Annual percentage rate
0% per annum
Grace period
Till

Key Features

Learn more

Our Rates

Learn more

Warning

  • Important: credit consequences and obligations:

    Credit usage fee during grace period (up to 62 days) is 0.00001% annually, beyond grace period – rate of 3.1% monthly from debt occurrence.

    Late payment fee – 6.2% monthly. More about rates.

    When taking credit:

    • The borrower repays the amount according to contract terms and law;
    • The borrower may incur costs in the form of interest and fees;
    • Credit limit amount may change.

    In case of late debt repayment or other contract violations:

    • Penalties may be applied to the borrower;
    • We may demand early repayment and compensation for damages caused by contract violations;
    • We have the right to contact third parties if the client fails to repay the debt.

    We are prohibited from:

    • Force you to buy any of our related products or services.
    • Change your contract on our own, except where allowed by the contract or law.

    Client rights:

    • Opt out of promotional messages in customer support chat.
    • Cancel your consumer credit agreement within 14 days of signing, as allowed under Ukrainian Consumer Credit Law.

monobank card in 2 minutes

Free setup and maintenance